Protecting Your Practice, Strengthening Our Profession

As clinical psychologists, we dedicate ourselves to supporting others — and it’s equally important that our own professional practice is protected. Professional Indemnity Insurance (PII) offers peace of mind, safeguarding practitioners against claims or legal challenges that may arise in the course of psychological work.

The Hong Kong Clinical Psychologists Association (HKCPA) is proud to continue offering a comprehensive PII policy tailored specifically to the needs and realities of clinical psychologists in Hong Kong. With this protection in place, you can focus on your clients and professional growth knowing you are supported.

Key Features for 2026

✨ Affordable Protection: HK$1,700 per year (including HK$200 administration fee)
✨ Extensive Coverage: Up to HK$30M per claim, capped at HK$90M per policy year
✨ Flexible Start Date: Apply anytime — fees are prorated depending on enrolment date

Designed for Clinical Practice

This policy is purpose-built to reflect the unique risks and responsibilities of psychological practice in Hong Kong.
In addition to standard indemnity protection, the 2026 policy includes a defence-cost extension relevant to Hong Kong’s upcoming Mandatory Reporting Requirement (MRR).

Mandatory Reporting Requirement Defence Cost Extension

This extension:

Coverage Element	Details
Type of Coverage	Defence costs only
Sub-limit	HK$100,000
Excess (payable by practitioner)	HK$100,000 before coverage applies

Defence-cost coverage under this extension will cease if:

• An admission of wrongdoing is made, or
• A final legal ruling confirms misconduct

If either occurs, any defence costs previously advanced may be repayable to the insurer.

Why Enrol Through HKCPA?

• Professionally Relevant Coverage: Purpose-built for psychological practice rather than generic business insurance
• Peace of Mind: Focus on clinical work, not legal uncertainty
• Strengthening the Field: Participation helps HKCPA continue advocacy and service development for the profession

Eligibility

Applicants must hold:

• A valid HKCPA membership (2026)
• A valid membership with DCP (HKPS) or HKICP (2026)
• Agreement to comply with the professional standards and regulations of HKPS and DCP/HKICP

How to Apply

Step 1 — Apply or Renew via the Online Application Portal

Use the single application link to complete one or more of the following within the same form:

• HKCPA new membership application
• HKCPA membership renewal
• Professional Indemnity Insurance (PII) enrolment

The portal will guide you through required sections based on your responses.

Step 2 — Review Documents and Complete the Declaration

Before proceeding, please:

• Download and read the Coverage Summary Pamphlet provided by Charterlloyd Insurance Brokers Ltd. This includes coverage details, the Mandatory Reporting Requirement Defence Cost Extension, and claim procedures.
• Complete the Declaration Form.
  This form must be submitted as part of the PII application process.

💳 Step 3 — Make Payments

HKCPA Administrative Fee (HK$200)

• HSBC: 119-175792-001

PII Premium Payment

Please refer to the application form for the exact premium payable, as fees are prorated based on your policy inception date.

• Account Name: Charterlloyd Insurance Brokers Ltd
• HSBC: 404-458374-001
• FPS: 114803307

Please retain screenshots or receipts of all transactions. 

Step 4 — Upload Proof of Payment

Upload your payment receipts and other required documents directly through the online form as instructed. 

Invest in Your Security and the Future of Our Profession

This policy offers one of the highest levels of protection available to clinical psychologists in Hong Kong. By joining, you safeguard your practice and also contribute to the collective strength of our community.

Apply today — protect your work, protect your future.